Financial Independence

Will people accept the new regime?

How the worm has turned over the past few months. The very pillars of our society are wobbling away. The things we believed and presumed are gone. They’ve been replaced with alternatives that were unthinkable only months ago.

The demographic destiny of your brokerage account

Demographic decline is an unfamiliar problem for investors. Populations haven’t shrunk before. Well, not outside of a pandemic. But, now that the pandemic is over…

Buy when there’s smoke in an empty theatre

The best thing about bitcoin was how everyday people finally got one up on the City. While professional investors were busy denigrating cryptocurrencies, punters made millions or even billions off the new tech. It was the first bottom-up investment boom since the last gold rush.

How should I pay off my mortgage?

Why are mortgages a hot topic today? Complaining about interest rates has become a national sport. Actually, it’s become an international sport. That’s because central…

The big answers to the three big questions: the mini budget, the recession and the euro’s demise

All the crises we’ve been writing about in Fortune & Freedom are rearing their ugly heads at the same time. Currencies like the pound and…

Prepare for capital controls – the third horseman of the Unholy Trinity’s apocalypse

According to an economic theory called the Unholy Trinity, governments can only ever have two of the following three things: pegged exchange rates, independent monetary…

Beware of the stock market’s “Witching Season”

In the September edition of The Fleet Street Letter Monthly Alert, sent to subscribers at the start of the month, I warned of the “Witching…

Diversification doesn’t work in the age of the Everything Bubble

Nigel Farage is on his way to Australia, so I’m joined by his colleague and co-conspirator at UK Independent Wealth, Rob Marstrand. We discuss the…

Don’t let the tyranny of the denominator mislead you in the market

Yesterday, I introduced you to the tyranny of the denominator. Today, we apply the idea to financial markets to help you avoid its effects. But…

Lies, damned lies, statistics and the tyranny of the denominator

When we measure things over time, they are no longer comparable. Apples become oranges. Because of this, a great deal of what we claim to…

Did the Bank of England kill Goldilocks?

It’s time for some reader mail from your fellow subscribers. It’s great to see a good mix of agreement and disagreement over inflation, the Bank…

How to survive inflation? Ask the survivors…

Two weeks ago, we caught up with John Butler, the man who warned you of our inflation before it happened. In our video, I asked…

With inflation raging, doing nothing is not an option

I’m pretty sure you know that the rate of inflation is high and still rising. This is terrible news for anyone with savings and investments.…

So many crises they’re on a collision course

There’s a lot going wrong in the world today. The list of crises is getting mighty long. Financial debacles, geopolitical standoffs, economic confusion, monetary madness,…

3 ways investors can beat stagflation

What is stagflation? Stagflation is more than just a nasty dose of inflation. It’s also paired with a stagnant economy – hence the name. So…

How much of our economy is a cost, not a benefit?

How much of our economy is actually just an unnecessary inconvenience? How much of our GDP is a measure of economic activity that actually holds…

Have your say about inflation, stagflation and underinvestment

The reader mailbox is overflowing with some cracking commentary from… none other than yourselves. There were emails about inflation, discussion of stagflation, commentary on a…

Mortgage borrowers are central bankers’ tools

For decades now, mortgage borrowers have had it easy. Each time the economy struggled, they were handed more money to pump it back up again.…

Monetary policymakers are consistently wrong, at your expense… or profit?

Does your investment strategy include the prospect of monetary policymakers getting things completely wrong? Well, it should, according to Nigel Farage. Because they consistently do.…

Economic self-sabotage can be surprisingly profitable

There’s no other way to describe it anymore. Governments around the world are engaging in a long campaign of deliberate economic self-sabotage. And we’re paying…