Is the pandemic over?

Freedom Day has come and gone. But Covid-19 cases plunged instead of surging as predicted. Is the pandemic over? Have we reached the magic threshold?…

The lucrative law of unintended consequences

I believe every government action to solve a problem makes it worse or creates a bigger problem. Or both… I’m not just talking about the…

Your retirement is just a political promise. Do you believe in it?

Do you believe politicians? Do you rely on their political promises? So, when they tell you that by contributing money to a pension fund each…